Gold Four Leaf Clover Station Necklace

Five gold clovers linked straight into the chain in two sizes, the larger ones ribbed from the centre out, the smaller ones polished flat.

Made from 925 sterling silver under a layer of 18K gold, on a fine cable chain with a spring ring fastening and an extender you can fasten further along.

The silver underneath is nickel-free, lead-free and cadmium-free to European standards — hypoallergenic, and comfortable against sensitive skin.

Buy this one if the rest of what you own is already gold. There is no pendant and no stone, so it will not argue with a signet ring or a pair of hoops, and there is nothing on it to swing forward when you lean over a desk — it belongs in the drawer you raid on a Tuesday morning, not the one you open twice a year. It arrives in a free jewellery box with a polishing cloth.

More on how gold plating over silver behaves in our guide to plated silver jewellery.